ENID, OK - It’s time to get ready for Medicare open enrollment. Starting Oct. 15, you will have 54 days to assess your current coverage and health care needs and make changes that will serve you best during 2020. Your last day to make changes is Dec. 7.
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During open enrollment you can decide whether to switch from original Medicare to a Medicare Advantage (MA) plan or shift from an MA plan to original Medicare. You can select a new MA plan and can also decide whether to enroll in a Part D prescription drug plan or change plans if you already get your drugs through a Part D policy.
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You need to pay attention to all of Medicare’s parts: Part A covers hospital and hospice care and some skilled nursing services after you’ve been in the hospital. Part B includes doctor visits and other outpatient services. Part C is Medicare Advantage, which is a combination of parts A and B and usually Part D, which helps pay for prescription drugs.
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Medicare experts say the most important thing is not to ignore the open enrollment period. Medicare can be confusing but there are experts that can help make it simple. An independent agent represents all types of Medicare plans and most companies that offer them. They can help you shop for the plan that best fits your needs.
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Jerry Allen enjoys helping people with their Medicare, whether it be a supplement, prescription drug plan, or a Medicare Advantage plan. He can check to see if you qualify for any other benefits such as help with prescription costs, getting your Medicare Part B premium paid for, or maybe if you qualify for Medicaid. Do you need dental, vision or hearing benefits? He can help with that as well.
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Many seniors go without medicine or they take less than prescribed because of cost. Millions of people qualify for a program through Social Security called the Prescription Drug Extra Help program but they don't even know it exists. Allen can help those that may qualify, apply. He has helped many people enroll in this program, saving them hundreds and some even thousands of dollars a year on their prescriptions.
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When most people are given a prescription, they have no idea how much that medicine will cost until they have to pay for it at the pharmacy. That's when the surprise comes. Learn how to know what your medicine will cost before you ever leave the doctor's office. If you cannot afford it, you can talk with your doctor about alternatives at that time.
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Request a free, no obligation consultation with Jerry Allen. Call him at 580-233-5456 or 580-554-1536. Email him at allenfinancialenid@gmail.com or drop by 1016 Hite Blvd., Enid, OK 73703. For more information visit https://planrep.com/Jerry/.
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Medicare Open Enrollment Ends Dec. 7
